Download Brochure
Login
Calendar

NIBSS International Programme on Redefining Payments with AI and Emerging Technologies

The payments ecosystem is undergoing a profound transformation driven by Artificial Intelligence and emerging technologies such as real-time processing, open APIs, blockchain, digital identity, cloud computing, and embedded finance. Payments are no longer mere transactional channels, they have evolved into intelligent, data-driven platforms that power digital commerce, enable financial inclusion, and support broader economic growth.

Central Bank of Kenya Institute of Monetary Studies (CBK-IMS), Nairobi, Kenya.

6 Days (5 Days Classroom/ 1 Day City Tour)

Aug 10, 2026

9:00 am

$2795 (Physical)

$2418.75 (Virtual)

Express Interest
Overview

The payments ecosystem is undergoing a profound transformation driven by Artificial Intelligence and emerging technologies such as real-time processing, open APIs, blockchain, digital identity, cloud computing, and embedded finance. Payments are no longer mere transactional channels; they have evolved into intelligent, data-driven platforms that power digital commerce, enable financial inclusion, and support broader economic growth. As competition intensifies and customer expectations rise, innovation has become a strategic imperative for financial institutions.

However, rapid digital acceleration brings increased complexity and risk. Fraud schemes are becoming more sophisticated, leveraging automation, synthetic identities, and AI-enabled deception techniques. Cyber threats are more systemic, and interconnected ecosystems introduce new operational vulnerabilities. At the same time, AI models raise important concerns around data governance, explainability, bias, regulatory compliance, and model risk management.

Redefining payments in the digital era therefore requires more than deploying new technologies; it demands strategic leadership, responsible innovation, and strong governance frameworks. Institutions that successfully balance speed with security, agility with accountability, and innovation with resilience will be best positioned to build trusted, scalable, and future-ready digital financial ecosystems.

As the payments ecosystem continues to evolve rapidly through the adoption of Artificial Intelligence, advanced analytics, and other emerging technologies, financial institutions must explore practical approaches for leveraging AI and emerging technologies to drive innovation, while enhancing fraud resilience, cybersecurity, and risk intelligence across the financial ecosystem. They must also strengthen their capabilities to anticipate threats, manage risks proactively, and sustain trust in increasingly digital financial systems.

Expected Learning Outcome
  1. Analyse how AI and emerging technologies are transforming payment systems and competitive positioning.
  2. Strengthen fraud resilience through AI-powered intelligence and ecosystem collaboration.
  3. Embed predictive risk intelligence into enterprise-wide decision frameworks.
    Evaluate governance, regulatory, and ethical implications of AI deployment.
  4. Develop a strategic blueprint for secure, scalable, and innovation-led digital payment transformation.
Learning Objectives
  1. Understand disruptive technologies redefining payment architecture and service models.
  2. Examine emerging fraud typologies and AI-enabled criminal sophistication.
  3. Explore AI-driven risk scoring, behavioural analytics, and anomaly detection.
  4. Assess systemic risks in interconnected, API-driven ecosystems.
  5. Analyse regulatory expectations around AI governance and model risk.
  6. Design executive-level oversight mechanisms for AI-enabled institutions.
Course Content
  • The Next-Generation Payment Ecosystem: Innovation, Infrastructure and the Future of Digital Financial Services.
  • AI as a Growth Engine in Financial Services: Translating Generative AI into Real Business Outcomes.
  • AI as a Strategic Enabler in Payments.
  • Emerging Technologies Reshaping Financial Transactions.
  • Cybersecurity & Digital Trust in AI-Driven Systems.
  • AI-Powered Fraud Prevention & Financial Crime Evolution.
  • Predictive Risk Intelligence & Integrated Risk Management.
  • Future-Proofing Africa’s Payment Infrastructure.
  • The Future of AI Governance and Economic Systems: A Regulatory Perspective on Safety, Trust, and Accountability
  • Balancing Innovation with Responsible AI in Finance.
  • From Data to Decisions: Embedding AI into Payment Risk Intelligence Systems.
  • Building AI-Powered Payment Systems in Emerging Markets: From Innovation to Scalable Execution